Contact Us

Bold North Insurance Agency

14827 Okinawa Street, Ham Lake, MN 55304
Phone : 763-760-2755
Email :

Commercial Insurance

We know how vital commercial insurance is here at Bold North Insurance Agency. We have worked with businesses all over Minnesota. Business owners have a lot to protect when it comes to their business, and we fully understand that. We will take the time to analyze every business need to come up with a customized plan for your unique company. Commercial insurance is great to have to protect yourself, your employees, and your inventory.

Legal State Requirements

There are a few state laws that can affect which policy you obtain. It’s necessary and crucial for all businesses in the state to carry general liability insurance as well as professional liability insurance. It is state law for all businesses to carry worker’s compensation insurance for all of their employees. If you own a company vehicle, it is also Minnesota state law for all business-owned vehicles to be covered by commercial auto insurance. Businesses must carry at least $30,000 per person for bodily injury, $10,000 per accident for property damage, and $25,000 per person for uninsured/underinsured motorist coverage.

Commercial Coverage Options

Companies can choose from any of the following options for their business:

  • General liability insurance is great for any customer injuries or damaged property
  • Professional liability insurance is excellent for negligence lawsuits or late/incomplete work
  • Cyber liability insurance is great for data breach lawsuits or fraud monitoring costs
  • A business owner’s policy is excellent for damaged customer property
  • Worker’s compensation insurance
  • Commercial auto insurance

Please keep in mind that again, that commercial auto and worker’s compensation are required for every business in the state.


If you have a business in Minnesota and need commercial insurance, please visit our Bold North Insurance Agency office. We have agents that will guide you through the process and help select the most appropriate coverage for your business, whether small or large. We can’t wait to hear from you!

Partner Carriers

  • Allstate
  • Argenia
  • Assurante
  • Attune
  • Bristol West
  • Btis
  • Burns & Wilcox
  • Dairyland
  • Dovetail
  • Encompass
  • Foremost
  • Foremost Flood
  • Hagerty
  • Hiscox
  • Kemper
  • Liberty Mutual
  • Markel
  • MetLife Home and Auto
  • Mexico Insurance
  • Nationwide
  • Progressive
  • Rmshg
  • Rohrer and Associates
  • RPS
  • Safeco
  • SCUI
  • Selective
  • Ses Risk Soltutions
  • Sport Underwriters
  • Stillwater
  • Tapco
  • Tokio-Marine
  • Travelers