Contact Us

Bold North Insurance Agency

14827 Okinawa Street, Ham Lake, MN 55304
Phone : 763-760-2755
Email :

Minnesota Boat and Watercraft Insurance

If you are looking for a stress-free time while you are on the water in your boat or other watercraft, you should consider Bold North Insurance Agency for insurance. We serve anyone who lives in Minnesota, and we know the importance of carrying insurance if you own a boat. In case of loss or damage or even injury, insurance is the only way you can remain protected. Coverage options vary, and there are many that you can choose from tailored to fit your needs.

You should, however, make sure that you comply with registration in the state of Minnesota for your boats, both motorized or not. To register your boat, you will need to provide proof of insurance. For just about any kind of boat in the state, insurance is required except nonmotorized watercraft that is only 10 feet in length or less. Having extended coverage provides many benefits on and off the water.

Boat insurance can be in the form of bodily injury liability to take care of any injuries. You can also choose property damage liability, which would take care of any costs that are related to boat damage. Physical damage is also good coverage to have because it can help pay for your watercraft or boat if it gets destroyed in any type of way. You should also keep in mind that larger boats will require different types of coverage than smaller boats will.


If you reside in Minnesota, you should consider visiting our Bold North Insurance Agency office for a quote. We will also help you in making a decision when it comes to insuring your watercraft. Reach out to our office to have your questions answered and to learn how to get started. We will walk you through the insurance process and make sure you're covered.

Partner Carriers

  • Allstate
  • Argenia
  • Assurante
  • Attune
  • Bristol West
  • Btis
  • Burns & Wilcox
  • Dairyland
  • Dovetail
  • Encompass
  • Foremost
  • Foremost Flood
  • Hagerty
  • Hiscox
  • Kemper
  • Liberty Mutual
  • Markel
  • MetLife Home and Auto
  • Mexico Insurance
  • Nationwide
  • Progressive
  • Rmshg
  • Rohrer and Associates
  • RPS
  • Safeco
  • SCUI
  • Selective
  • Ses Risk Soltutions
  • Sport Underwriters
  • Stillwater
  • Tapco
  • Tokio-Marine
  • Travelers